Transforming People's Lives

Retirement – are you ready?

Retirement – as we get older the term surfaces ever so often. Are you ready to retire?

Most people are eager to retire, and some are concerned and prefer to stretch themselves until they can’t go anymore.

I have heard people speak about retiring and spending time at the beach or just lying around doing nothing. Others want to spend more time with the family.

Ready or not retirement creeps up somewhere between 60 and 65, even earlier for some companies.

The truth is you have to plan for retirement. If you do not have adequate monthly funds to live a comfortable life, simple, no-frills you would have to resort to work until you can’t go any further.

If you do have a monthly retirement income it must be managed properly so there are things you must consider:

  • There must be a budget.
  • Certain food items may be out of your reach, so your diet may need adjusting.
  • If you were accustomed to attending lots of social events you may have to reduce or eliminate these.
  • Any government-assisted pension payments must be requested in advance so as not to lose income. The process for these is very tedious and time-consuming as you need salary information from the companies you were employed with.

One of the key planning items not only for retirement but once you hit 50 is to have a document to indicate where you have all your key items – insurance, investments, etc. In this way, if anything happens to you your family could easily locate what is needed. This is not a Will – of course, you should consider a Will, but this is a  Letter of Instruction which is different from a Will. When my Mom passed on there were a lot of challenges to get to her estate. Her name was incorrect on some of her documents and we could not find certain key items. If you need to learn more about this document shoot me a msg or email –


Once you are retired, the less you are active the quicker your body begins to deteriorate so keep busy. Find activities that utilize your expertise or that you enjoy or always wanted to do:

  • A dance class.
  • Gardening.
  • Coaching – if you are interested classes are available for this – msg or email –
  • Volunteer work – msg me and ask about this.
  • Part-time work.
  • Offer homework classes.
  • Learn a new language.

The idea is to keep busy, but still look after yourself – pay attention to your body – drink lots of water, avoid too much acid, sugar and salt. Check your levels often – pressure, sugar, blood analysis. If you want to get weekly information on staying healthy to email me and ask to be included in our weekly Motivational and Health Tips Newsletter.

Stay close to your creator – for as you know – dust to dust, ashes to ashes is inevitable.

Finally, enjoy life, you are the light of the world and the salt of the earth,  but do everything in moderation.

If you would like to learn more about our Letter of Instruction or you are  about to retire and have no clue what you are going to do, give me a call – 868 465 0603 or 954 306 1081 or email:


Looking for a Life Coach?

What Can A Personal Life Coach Do For You?

Taking the step in hiring a personal life coach is undoubtedly the best thing you could do. Life coaches are not only for people with serious problems or those who fight depression and cannot see the light at the end of the tunnel. This is a common misconception.

We all face problems in our lives from time to time and no matter how intelligent and successful we are, we are not always equipped to make lemonade when life throws us lemons! We tend to focus on our problems, however, trivial they may seem to other people, rather than find solutions to our troubles. A life coach can help you assess a problem and then assist you in finding a workable solution. Even though a coach earns your trust and gets to know you pretty well, he/she is still a third party who will remain non-judgmental. With their education and expertise in this area, they will let you see your problems in a new light and from a completely different angle.

Chances are that your life coach will address the problem of how to overcome an obstacle in your life with suggestions that you have not even thought of, simply because they are looking in from the outside and are not involved with your life and its hassles on a personal level. Most of us have goals in life and it is sometimes a challenge achieving it. Friends and family may support you but they have their own lives and aspirations to take care of. Many people know what they want out of life but they have no idea where to start.

Your personal life coach is more than capable of assisting you with this. By sharing your goals and hopes for the future with your coach, you have already taken the first step in achieving them! Your coach will help you plan your goal-achieving strategy, keep on motivating you throughout the process and keep track of your progress. It is human nature that you will work harder in succeeding and be more motivated to get where you want to be when you are accountable to someone. A life coach is not there to drill or push you to your utmost limits, but they will make sure that you never give up on your goals without a good fight, they will be rooting for you all the way and provide you with honest feedback.

If you think you need a Personal Life Coach call me @ 868 465 0603 or 954 306 1081 or email me

If you decide that you do not need a Personal Life Coach but know someone who does please pass this on to them